Avoid Common mistakes that will cost you time and money!

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Fear of the unknown is what keeps many people from inquiring about home ownership. This ebook will highlight quick tips and insight into how the home buying process works and ways to avoid wasting time and money that you can't afford to lose.

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Quick Tips discussed Include

  • What the Banks/Lenders are looking for in order to pre-approve borrowers for a mortgage loan
  • Pre Approval vs Pre Qualification
  • What qualifies you for loans & how to approach the application process
  • How to make sure your realtor is the right fit for you
  • Affordability & DTI
  • Recognizing wants vs Needs and what you can afford
  • And many more...

Quick Tips discussed Include

  • What the Banks/Lenders are looking for in order to pre-approve borrowers for a mortgage loan
  • Pre Approval vs Pre Qualification
  • What qualifies you for loans & how to approach the application process
  • How to make sure your realtor is the right fit for you
  • Affordability & DTI
  • Recognizing wants vs Needs and what you can afford
  • ​And many more...

Meet Your Author

Kendall Toney

Meet "Kendall Toney"

Broker/Owner of Toney Realty Group, also a Mortgage Loan Originator. Kendall often serves as both his client's realtor and loan officer to ensure a smooth transaction that crosses the finish line.


As a multimillion dollar producer on both sides of the transaction, he’s created this guide with first-hand experience as a homeowner, as a realtor protecting his client's best interest regarding property condition, market awareness, and as a loan officer overcoming the many hurdles that come with Mortgage Lending.

Meet

Kendall Toney

Broker/Owner of Toney Realty Group, also a Mortgage Loan Originator. Kendall often serves as both his client's realtor and loan officer to ensure a smooth transaction that crosses the finish line.


As a multimillion dollar producer on both sides of the transaction, he’s created this guide with first-hand experience as a homeowner, as a realtor protecting his client's best interest regarding property condition, market awareness, and as a loan officer overcoming the many hurdles that come with Mortgage Lending.

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